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Account Disclosures

The routing number on a check is part of the magnetic ink character recognition, or MICR, line at the bottom of your check, which also includes your account number. For example, the routing number on your checks may differ from the number you would use for doing a wire transfer. Routing numbers were originally created by the ABA in as a way to make check processing easier and more secure, Poole says. The numbers would go on to be used in electronic check-cashing networks starting in the s, which greatly sped up check processing.

The passage of the Check 21 Act, and the ability of banks to make electronic copies of checks for transportation, rather than sending paper copies, has made processing almost instantaneous. What is the routing number on a check? You may also like.

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Razavi Electronics2 Lec3: MOS and Bipolar Cascode Amplifiers

Unsourced material may be challenged and removed. Banking charters. Credit union Federal savings bank Federal savings association National bank State bank.

‎Quick Checkbook on the App Store

Credit card. Deposit accounts. Payment and transfer.


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Regulation Monetary policy. Banking charters Credit union Federal savings bank Federal savings association National bank State bank. Lending Credit card. Deposit accounts Checking Money-market Savings Certificate of deposit.